So you’re in debt. But what do all of these numbers mean? Do you know exactly how your credit score is calculated, and can you explain how your late fees are calculated on your latest unpaid bill? For the banks and the credit card companies, the legal proceedings after you start to miss payments are familiar territory and may result in wage garnishments, collector calls and lawsuits.

Not knowing the ins and outs of the law can make life even more difficult for you, and having an excellent lawyer on your side can make all the difference and turn your bad situation around. The knowledge you need isn’t something you were taught in high school. The lawyers at Bowman and Associates are professionals who have extensive experience in this area and are familiar with situations like yours.

As the #1 Debt Negotiation Agency in the country on, we can help you with the legal ramifications of debt and end wage garnishments, make informed decisions and come out of debt. We’re here for you 24/7, 365 days a year.

Don’t wait until it’s too late. Give us a call at (916) 923-2800 today.